We do the tracking. You do the saving.
Save up to $852 yearly on home & auto insurance. Our automated rate tracker finds better deals for 8 out of 10 people.
100+
Insurance Carriers
Monitored
$40M+
Total Saved on
Insurance
We monitor rates at the top insurance companies.
We track 100+ of the most popular and trusted carriers to find the best match and pricing for you!
How it works
Setting up your FREE rate tracker is easy and you could start saving on home & auto insurance immediately.
Tell us a little about yourself.
It takes less than 5 minutes to set up your rate tracker - answer some basic questions about you, your vehicle or home, and coverage.
Sit back and relax.
Our algorithm automatically checks your current rate against 100+ carriers multiple times per year on the schedule you choose.
Get an Instant Savings Alert.
When we detect a potential better rate for the same coverage from your current or a new insurance carrier, we'll notify you immediately.
Don't over pay for insurance
Did you know over 80% of people could be paying less for the same coverage? The catch? You need to compare rates regularly.
But who has time for that? That's where we come in. We're your insurance rate watchdogs, automatically sniffing out the best deals from up to 100 different carriers multiple times a year.
Catherine S.
(Union City, CA)
“It was so simple! It took about 5 minutes to set up the tracker and within 3 days I got notified about a better rate on insurance ... and saved over $600.”
Unbiased results
We are not an insurance company - nor are we licensed insurance agents. That makes us completely unbiased and we'll never try to sell you insurance or provide coverage advice (that would be illegal).
We simply monitor insurance rates for you and let you know when it looks like you could save compared to what you're currently paying.
No spam. No unwanted calls. No kidding.
We never disclose your personal information to any 3rd party. Period. We'll never ask for your phone number, SSN, or driver's license. We only ask for your email to notify you when we find a better insurance rate.
To help ensure your privacy, we don't even ask for your last name.
Choose a Plan
Join 10,000+ others and save on your home and auto insurance.
Basic
FREE forever
Best for individuals who are OK with fewer savings opportunities.
Get StartedWhat's included:
- Tracking for 1 person
- Monitor the Top 10 carriers
- Instant savings alerts
- 1st rate check within 72 hrs
- 2 rate checks per year (every 6 months)
Premium
$19 / year
Best for individuals that want the most opportunities to save - guaranteed.
Get StartedWhat's included:
- Tracking for 1 person
- Monitor 100+ carriers
- Instant savings alerts
- 1st rate check within 24 hrs
- 6 rate checks per year (every 2 months)
- Satisfaction Guarantee *
Premium Family
$39 / year
Best for families that want the most opportunities to save - guaranteed.
Get StartedWhat's included:
- Tracking for up to 4 family members
- Monitor 100+ carriers
- Instant savings alerts
- 1st rate check within 24 hrs
- 6 rate checks per year (every 2 months)
- Satisfaction Guarantee *
Ask us about our Corporate plans.
All plans are 12-month auto-renewing subscriptions. A credit card is not required for the Basic plan.
“I wanted to create an easy, risk-free way for people to make sure they're getting the best rates on insurance. It's a complete no-brainer with our simple, no-questions-asked money back guarantee.”
Jeff Shenk
Founder
InsuranceRateTracker
*Guaranteed Satisfaction 💪 or your money back.
When you subscribe to one of our Premium plans, you can request a full refund at any time - whether you end up saving money or not. No questions asked.
Frequently Asked Questions
Updated July 1, 2024.
Does InsuranceRateTracker sell insurance?
How does InsuranceRateTracker work?
We'll check for savings once within 24-72 hrs of setting up your tracker and then every 2-6 months (depending on which plan you choose). If we ever detect a potential savings opportunity, we'll send you an email notification. This email will contain info about the carrier(s) we found, your estimated potential savings, and a link to request an official quote from our insurance partners.
We work with: TheZebra.com, Insurify.com, and have direct relationships with select insurance carriers.
While we often detect better rates during our first rate check, it could take up to 6 months or longer before a better rate is found for you.
Is my information kept private & secure?
We'll never ask for your phone number, SSN, or drivers license. The only reason we ask for your email is to notify you when we find a better insurance rate. We don't even ask for your last name to help ensure your privacy.
Who am I buying insurance from?
We do not sell insurance - we only monitor rates for our subscribers.
How does InsuranceRateTracker make money?
How do I cancel my subscription?
You may also call our support dept at any time (M-F 9AM - 5PM PST) to cancel; or send an email to hello@insuranceratetracker.com.
Please allow up to 48 hours for your request to be reviewed & processed.
